Pre-approval roadmap · prepare before you apply
Get organized for a lender conversation without putting private financial data on this website.
Pre-approval is a lender process, not a website quiz. Use this roadmap to understand the categories lenders commonly ask about and the questions worth bringing to the conversation.
WHAT’S NEXT
Prepare the conversation
Know the categories before a lender asks for the documents.
A lender may ask about income and employment, assets and funds available for the transaction, debts and monthly obligations, credit history, identity, and the type of property you hope to buy. Exact documentation varies by lender, loan program, and borrower.
Income + employment
Ask what pay, tax, self-employment, or other income documentation applies to you.
02Assets + cash to close
Ask what statements or sourcing documentation the lender requires; send them only through the lender’s secure process.
03Debts + credit
Ask how existing monthly obligations and credit history affect available loan options.
04Property + timing
Explain your target area, property type, price range, and expected move window.
Questions worth asking
Do not leave with only an interest-rate number.
Ask about loan type, rate and APR, points, estimated taxes and insurance, mortgage insurance, lender fees, down-payment requirements, cash to close, rate-lock terms, and what could change the estimate before closing.
Protect your information
Keep sensitive documents inside the lender’s secure workflow.
Do not send Social Security numbers, bank credentials, tax returns, pay stubs, account statements, or identity documents through Jazz’s public website forms. Jazz can help with the property search; the lender handles financing documentation and underwriting.
Ready for the real-estate side?
Once you know your comfortable range, Jazz can make the search more focused.
Share the area, property type, timing, and high-level target range. Keep private financial documents with your lender.